5 COVID-19 Money-Saving Tips
Life in the US and around the world has changed due to the COVID-19 pandemic. The overall unemployment rate is reaching an all-time high in the world. This pandemic has shaken the economy worldwide, and people are trying to conform to an entirely new and uncertain normal. Luckily, there are some penny-pinching techniques to save families hundreds if not thousands of dollars.
In this article, We will give you some money saving techniques.
1. Digital Coupons
Most of the grocery stores and restaurants offer digital coupons on mobile apps, websites, and newspapers. Such coupons need to be digitally clipped before shopping. You will be required to enter a phone number or scan a loyalty program when checking out. With a little guidance, you can save thousands of dollars with coupons and shopping sales. Here are some saving tips:
- Always start with small transactions for saving instead of buying plenty of items the very first time. Items like Rice and toothpaste are a good place to start.
- Get some newspapers to find coupons because there are the best places to look for coupons. They may also have a wide variety coupon of clothing stores, grocery stores, and restaurants.
- You should also do some online research to help you become more organized.
- Download some grocery store apps and find out some sales and coupons throughout the week.
- Mostly sale items happen on rotation. Better is to buy them in bulk at that time of the year. The more research you do, the more you will find rotation dates. For instance, buy canned goods at thanksgiving and cookies in the summers. Do some research to find rotation dates for your favorite items.
- Also, some grocery stores allow you to use multiple coupons on items. Other stores will only allow you limited coupon usage on specific items or in a day. Still, they mostly continue the coupon sale throughout the week, allowing their customers to visit every day and use the same type of coupons to gain more bang o your buck. Understanding the store policy is very important and try to get to know the manager as well.
- We recommend you to research online and only use the money-back apps for items like clothing. Shop only sales items by using sale coupons found in newspapers.
- You can also use coupons with EBT and SNAP cards.
- Pick up a newspaper to check out the coupon section or use the restaurant's app to earn some points on fast food items. These points will help you to gain a free meal in the future.
- Find places that price math like Best Buy and Target for electronics.
- We understand it is terrible being unemployed, but in this process, you can help out your community by not just sharing money-saving tips but also by donating your stockpile to family members, friends, and other community organizations. This will give you a sense of purpose during this difficult time. So keep a small stockpile of yourself and keep donating major things out to your community.
Even though some stores have stopped taking printed coupons, many still accept them.
2. Target Circle:
Target is a mobile app for both apple and android users. It has thousands of circle offers, also known as cartwheel offers, ranging from 5% to 50% discount in health, clothing, furniture, groceries, etc.
Ibotta is a cashback app that offers savings on household items, groceries, online shopping, etc. You can also link your online account to ibotta to get money back on purchases for some stores. When you earn a minimum of $20 in cash back through this app, you can transfer this money to PayPal or Venmo account or choose a gift card.
4. Saving together
Consider ordering grocery deliveries or an online order with your neighbor to lower costs to meet the free shipping threshold.
5. Reward programs
Sign up for some reward programs offered by major retailers and restaurants to earn discounts on purchasing and sign up bonuses. Some store rewards also save copies of your receipts. Use coupon codes and browser extensions to get discounts, including free shipping.
We all want to feel safe during times like this, and we need hope that everything will be okay. During this pandemic, when most people are unemployed, realize that our faith is bigger than what we are going through. There is always hope if we apply ourselves to find it, even if it only comes to saving a few dollars to feed ourselves and our family.
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